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Showing posts with the label Bank Services

Ten most richest Banks in Nigeria: Net Worth included

Zenith Bank – Total Assets – ₦4.2 trillion : This bank is the richest bank in Nigeria, with a total assets of 4.2 trillion Naira. Zenith was established in 1990, and currently employs more than 4, 000 people. First Bank of Nigeria – Total Assets – ₦3.8 trillion: Taking the number two spot on this list of the top 10 richest bank in Nigeria 2018 is First Bank of Nigeria was founded in the year 1894. This bank was rated a Superbrand in 2007. Guaranty Trust Bank – Total Assets – ₦2.4 trillion: This bank has assets worth ₦2.4 trillion, and has shareholder funds of more than ₦300 billion. GTBank employs more than 3,500 people and operates through a network of around 200 offices in Nigeria. Access Bank – Total Assets – ₦2. 2 trillion : Access Bank has assets of around ₦2.2 trillion. The headquaters of this bank is at Lagos State, and has more than 300 branches nationwide. This bank was founded in the year...

How To Open Alat By Wema: Open Alat In 5 Minutes

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This article covers the complete process of registering and opening wema Alat Account  How To Open A Wema ALAT Account You want to open a Wema ALAT Account? You can do that within few minutes on your smart phone. Here are the procedures: •Download and install the ALAT app on your device from your app store  •When you are done downloading, open the app on your phone •Click on "sign up" and enter your Bank Verification Number (BVN) and your phone number (a valid one) NOTE: Your BVN will be used to retrieve all your personal information which is on the CBN database, so you don't have to bother filling any long form when signing up. At this juncture, your Wema ALAT Account is opened and functional, but to be eligible to make withdrawals, ATM payments etc, there are some steps needed to be taken. •You'll be needed to upload a photo of your valid means of identification eg your international passport, your driver's license, your national ID card etc, with a photo of you...

Ten most richest Banks in Nigeria: Network included

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Zenith Bank – Total Assets – ₦4.2 trillion : This bank is the richest bank in Nigeria, with a total assets of 4.2 trillion Naira. Zenith was established in 1990, and currently employs more than 4, 000 people. First Bank of Nigeria – Total Assets – ₦3.8 trillion: Taking the number two spot on this list of the top 10 richest bank in Nigeria 2018 is First Bank of Nigeria was founded in the year 1894. This bank was rated a Superbrand in 2007. Guaranty Trust Bank – Total Assets – ₦2.4 trillion: This bank has assets worth ₦2.4 trillion, and has shareholder funds of more than ₦300 billion. GTBank employs more than 3,500 people and operates through a network of around 200 offices in Nigeria. Access Bank – Total Assets – ₦2. 2 trillion : Access Bank has assets of around ₦2.2 trillion. The headquaters of this bank is at Lagos State, and has more than 300 branches nationwide. This bank was founded in the year 1989, and has over the years transformed from an obscure Nigerian bank into a world clas...

First Bank Statement Of Account Code: Code To View My First Bank Account Statement Of Account

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First Bank statement of account code, how to print my first bank statement of account and how to check my first bank account balance.     Pls note that no USSD code can be able to show your account statement, you can only view your Bank account statement with the bank's mobile apk, you can at least view about one month transactions.    To get started kindly visit any of first bank branch and request for activation of their mobile apk in your Android phone or IPhone.    Or Alternatively you can view your first Bank account balance by dialling *894*00#.       Other Things You Can Do With *894*00#. 1 Transfer Money (To any  bank in Nigeria)  *894*Amount*Account  Number# 2 Airtime Recharge –for  self  *894*Amount# 3 Airtime Recharge –for  others  *894*Amount*Phone  Number# 4 Balance Enquiry *894*00#.       More On First Bank USSD Code. 894 is a quick, convenient, secure and easy way of Bankin...

Enterprise Bank CardValet Features Review

CardValet is available as a feature within Enterprise Bank’s Personal Mobile Banking App and can also be managed through the stand-alone CardValet App. Turn your card on and off at any time. Set and remove spending limits. Get real-time purchase alerts. Limit transactions to a certain area using your phone’s GPS. Restrict transactions based on merchant type. View our Personal Mobile Banking product demo to learn more about CardValet features that are available directly within Enterprise Bank’s Mobile Banking App. The CardValet features are described in the section labeled “More” and subsection “Cards.”

CardValet For Nigerians: Enterprise Bank CardValet Features Review

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CardValet® NEW! Smartphone users can further manage the security and activity of their Enterprise Bank Debit Card using CardValet. CardValet is available as a feature within Enterprise Bank’s Personal Mobile Banking App and can also be managed through the stand-alone CardValet App. 1. Turn your card on and off at any time. 2.Set and remove spending limits. 3.Get real-time purchase alerts. 4.Limit transactions to a certain area using your phone’s GPS. 5.Restrict transactions based on merchant type. View enterprise Bank Personal Mobile Banking product demo to learn more about CardValet features that are available directly within Enterprise Bank’s Mobile Banking App. The CardValet features are described in the section labeled “More” and subsection “Cards.”

SFGI Direct Savings Account Interest Rate (Annual Percentage Yield) 

sfgi direct review,  sfgi interest rate,  summit community bank interest rate,  summit community bank savings account... Read below: The “APY” or Annual Percentage Yield is the rate of return on an interest-bearing account for a one-year period based on the interest rate and frequency of compounding, as well as the assumption that funds, including interest paid, remain on deposit for a full year.     The APY for an account pays a variable interest rate (i.e., an interest rate that may change after the account has opened) is a hypothetical rate that assumes that the interest rate will not change, although, in fact, it may change in accordance with the features and terms of the account. The current APY for a particular account is located on the specific product page. Learn More .

Synchrony Bank Perks Program

Synchrony Bank Perks Synchrony appreciate your business and look forward to serving your banking needs for many years to come. That’s why they’ve gone beyond great rates and outstanding customer service to bring you their Synchrony Bank Perks program. >Automatic enrollment in Synchrony Bank Perks just for opening an account. >Rewards for not only the balances you keep but the length of time you've been a customer. >Get everyday value and discounts without having to keep track of points. To see your current reward tier or to access Synchrony Bank Perks travel and leisure discounts, log in to your account and click on the Perks icon. Reward Tiers Basic Balance: Less than $10,000 AND Minimum Tenure: Less than 1 year. Silver Balance: $10,000-$49,999.99 Minimum Tenure: 1+ years. Gold Balance: $50,000-$99,999.99 Minimum Tenure: 2+ years. Platinum Balance: $100,000-$249,999.99 OR Minimum Tenure: 3+ years. Diamond Balance: $250,000+ Minimum Tenure: 5+ years. >The Perks of savin...

CIT Bank Routing/Transit Number Review

According to bankoncit.com  The CIT Bank Routing/Transit number is 124084834. Commercial, listing-service or institutional clients must call 877-748-0004 for a special wire routing number and instructions. CIT Bank Routing/Transit #: 124084834* Beneficiary Account #: Your Name; Your Address; Your Account Number (located on ... Bank Address: P.O. Box 7056; Pasadena, CA 91109-9699; 855-462-2652 Bank Name: CIT Bank, N.A. Learn More

Fina Trust Microfinance Bank Career And Opportunity Review

One of Fina Trust Microfinance key assets are their people and as they succeed in the markets they operate in, they need to build and strengthen their foundations. They have a number of opportunities for all levels, backgrounds and ambitions.     Learn More

Lapo Microfinance Bank Limited Loan Review

LAPO (Lift Above Poverty Organization) runs a microfinance bank that is aimed at assisting the Nigerian micro-entrepreneur obtain access to credit, savings instruments and other financial services. The major advantage of obtaining loans from LAPO is that the repayment plan is in small installments. In addition, transaction costs are minimal, collateral is not required and you don't need to fill up a mountain of paperwork. To obtain credit from LAPO, you'll be required to fill a registration form, open an account with 10% of the amount you intend to borrow, get two guarantors who will be visited by a LAPO liaison officer. The repayment plan for the typical LAPO loan is up to tenure of 8 months, an interest rate of 2.2% and a 1% monthly contribution of the loan that will be available to you for withdrawal when you repay the loan.

Ab Microfinance Bank Nigeria Loan Review

    AB Microfinance Bank Nigeria makes it easy for Nigerian entrepreneurs to obtain loans in a quick, transparent and efficient environment. The major benefit of obtaining loans from AB Microfinance is that you can obtain up to N1.5 million in loans from its Maxiplus loan plans.     To obtain loans from AB Microfinance, you don't need to provide a mandatory deposit/savings account; in fact, you need not provide audited financial statements. Depending on the size of the loan, the repayment plan can run from 5 to 18 months, but you should be prepared to pay interests of up to 6% on declining balance.

Mainstreet Bank Microfinance Bank LTD Laon Review

Mainstreet Bank Micro Finance Bank (MFB) is child-company of Mainstreet Bank and it is licensed by the Central Bank of Nigeria to provide Nigerians with micro-financial services. Since starting operations in 2009, Mainstreet MFB has given out more than N1.3 billion in loans and the average loan per customer stands at about N257,000. To obtain loans from Mainstreet MFB, you'll need to visit the bank's office at 94, Broad Street, Lagos or make inquiries at the closest Mainstreet Bank. Alternatively, you can call: 234--01-2137072, 234--01-2137079 or email info@mainstreetbanklimited.com for more information.

Microfinance Banks That Offer Loan Without Collateral In Nigeria

   Microfinance banks that gives loan without collateral, top microfinance bank in Lagos.. LAPO Microfinance Bank Limited LAPO (Lift Above Poverty Organization) runs a microfinance bank that is aimed at assisting the Nigerian micro-entrepreneur obtain access to credit, savings instruments and other financial services. The major advantage of obtaining loans from LAPO is that the repayment plan is in small installments. In addition, transaction costs are minimal, collateral is not required and you don't need to fill up a mountain of paperwork. To obtain credit from LAPO, you'll be required to fill a registration form, open an account with 10% of the amount you intend to borrow, get two guarantors who will be visited by a LAPO liaison officer. The repayment plan for the typical LAPO loan is up to tenure of 8 months, an interest rate of 2.2% and a 1% monthly contribution of the loan that will be available to you for withdrawal when you repay the loan. AB Microfinance Bank Nigeria ...

Zenith Bank Online Banking: How To Get Started

Zenith Bank Internet banking is a real time and convenient electronic solution that enables you access your account and also make some transactions 24 hours a day, 7 days a week. The Zenith bank Internet banking solution is available to both Zenith bank’s Corporate and individual account holders and with it, the zenith Bank account holder can check account balances, view account statements, view and download transaction history for various accounts. In addition, individual account holders may transfer funds and make bills payments. How To Register For Zenith Bank Internet Banking. For New users of Zenith Bank online banking platform, you would need to walk down to any of the branches to fill an application form or you can download the form directly by clicking here Thereafter you would be given a token, access code, username and password which you would use on the internet banking platform. The token comes at a fee of N1,500     Learn More .

Bank Verification Number Nigeria: All You Need To Know

According To Skybankng.com    The Central Bank of Nigeria, in collaboration with all Nigerian banks launched a centralized biometric identification system tagged Bank Verification Number (BVN).   The Bank Verification Number (BVN) is an initiative aimed at protecting bank customers and further strengthening the Nigerian banking system. With the increasing incidents of compromise on conventional security systems (password and PIN), there is a high demand for greater security on  access to sensitive or personal information in the Banking system. The BVN exercise is mandatory for all account owners.    FREQUENTLY ASKED QUESTIONS Q1: What is BVN? A: BVN stands for Bank Verification Number and it gives each customer a unique identity across the Nigerian Banking industry which can be used for easy identification and verification at the point of banking operations. Q2: How can I enroll for BVN A:    For customers living in Nigeria Visit any of our branch...

Bank Verification Number (BVN)

  The Central Bank of Nigeria, in collaboration with all Nigerian banks launched a centralized biometric identification system tagged Bank Verification Number (BVN).   The Bank Verification Number (BVN) is an initiative aimed at protecting bank customers and further strengthening the Nigerian banking system. With the increasing incidents of compromise on conventional security systems (password and PIN), there is a high demand for greater security on  access to sensitive or personal information in the Banking system. The BVN exercise is mandatory for all account owners.    FREQUENTLY ASKED QUESTIONS Q1: What is BVN? A: BVN stands for Bank Verification Number and it gives each customer a unique identity across the Nigerian Banking industry which can be used for easy identification and verification at the point of banking operations. Q2: How can I enroll for BVN A:    For customers living in Nigeria Visit any of our branches for enrollment and to capture ...

When Was BVN Introduced In Nigeria: Introduction Of Bank Verification Number In Nigeria

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Welcome To Bankingtips blog, below post covers the history of BVN, introduction of BVN in Nigeria (Bank Verification number).     According To Wikipedia     The Bank Verification Number commonly called BVN is a biometric identification system implemented by the Central Bank of Nigeria to curb or reduce illegal banking transactions in Nigeria. It is a modern security measure in line with the Central Bank of Nigeria Act 1958 to reduce fraud in the banking system. The system works by recording fingerprints and a facial photograph of the client. Issues arose where fraudsters attempted to use the launch of the system to phish for customers' bank details. Learn More via Wikipedia . Also Read: which president introduced BVN in Nigeria . What is BVN . Fidelity bank swift code . Access bank Nigeria swift code .

Important, History, Benefit, Advantage And Disadvantages Of BVN (Bank Verification Number)

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  History of BVN, important of BVN, Benefits and Disadvantages of Bank Verification number. Read below..   The role of BVN aimed at curtailing hazards associated with social security and credit risk cannot be underestimated (Leland & David, 1977). In recent times, biometric technologies have been used to analyze human characteristics as an enhanced form of authentication for real-time security processes. In the face of increasing incidents of compromise on our conventional security systems (password and PIN), the need for greater security on access to sensitive or personal information in the Banking system becomes inevitable (Blass & Oved, 2003).   In the same vein, the extent to which violation in the credit policies and credit monitoring system weakens the financial intermediary system continue to attract empirical and theoretical debate on how well Bank Verification system would thwart those issues of default and scam.    In addressing existing c...

What Is BVN

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   What Is BVN, History Of BVN in Nigeria, Introduction of BVN in Nigeria, Benefits and importance of BVN. Read below. Bank Verification Number, BVN, is part of the Central Bank of Nigeria, CBN’s, cashless policy to capture customers’ data and check fraud in the banking system.    It is an initiative of the CBN to give every customer in the Nigerian banking system a unique identification number that can be verified across all banks in Nigeria. 1.The enrollment process for acquiring your BVN is simple. 2.Visit any branch of the bank you have an account with. Registration by proxy not acceptable. 3.Collect and fill the BVN enrollment form with all personal data about you. 4.Submit the completed form to a designated official at your bank, who would then transfer the information given into a computer data base. 5.The official will take your photograph and finger prints. You will sign your signature that will be captured electronically into the data system. 6.A small temp...